Join the waitlist now — don’t miss the next cohort

Strategic option investing for IRAs and Roth IRAs.

A membership for self-directed investors who want to run options strategies inside their IRA or Roth IRA — taught by a CERTIFIED FINANCIAL PLANNER® with 30+ years in the industry.

Discipline Strategy Rules

Free while you wait — Mike’s Trade of the Week, straight to your inbox.

$97/month at launch · cancel anytime · taught on the record by Michael Reese, CFP®.

Discipline

A process you run yourself.

What's taught here is a process you run in your own account, with fixed rules for opening positions and fixed rules for closing them — for profit or for a stop. The value is understanding it well enough to decide whether it belongs in your retirement money. That's the whole promise, and it's the only one we'll make.

Fixed rules, decided in advance

When to enter, what to sell, where to take profit, where to get out — none of it decided in the moment.

One contract to start

You begin at one contract no matter what's in your account, and you scale only when you've earned it.

Inside your retirement account

Built specifically for IRAs and Roth IRAs — designed around what those accounts can and can't do.

Strategy

Three levels, taken in order.

You don't get everything on day one. The membership moves through three levels — and you move up when you're ready for the next one, not before.

Start here
1

One trade a week, on the QQQ

A single weekly options trade on the Nasdaq-100, placed once a week and managed by a fixed set of rules you learn step by step. One structure, repeated, until it's second nature.

2

Indexes and index ETFs

Expanding into SPX, IWM, GLD and others. More instruments and longer time frames, run the same rule-driven way.

3

Individual companies & a full portfolio

Credit spreads on individual companies, and building out an entire portfolio mix rather than a single trade.

Rules

We don't trade on instinct.

Every decision here is made in advance — because a decision made in the moment is made by whoever you happen to be that morning. You learn the rules step by step, then apply them the same way every week. No guessing. No gut calls. No talking yourself into one more day.

Enter
When to open
Sell
What to sell
Target
Where to take profit
Stop
Where to get out
Adjust
If it moves against you

The membership

What you actually get.

The activation path

A short, guided path from account setup to your first real trade — placed inside your first couple of weeks. Placing the trade is the point, and everything in the path exists to get you there.

A live call every Friday morning

Friday morning, together, live. We read the setup and place the week's trade on one call — the heart of the membership, and the best way to learn the process. Recorded, if you can't make it live.

The community and the log

A working record of every trade, and a room of people running the same process — so you're never doing this alone.

Fit

Who this is for — and who it isn't.

This is for you if

You're a self-directed investor, typically 40+, with at least $50K in a rollover IRA or Roth and some options background, and you want a repeatable process you understand — not tips to follow. Above all, you're someone who acts on what they learn. The people who do well here place the trade.

This isn't for you if

You can't make the Friday morning call — that live session is the heart of how this is taught. It's also not for anyone looking for signals to copy or a return to chase. And if you enjoy learning about strategies but never quite get around to using them, this will be one more thing you bought and didn't do.

$50K+ in an IRA or Roth The right options approval level Some options experience

Not sure your account is approved for this yet? That's the first thing the membership walks you through — before any strategy content.

Michael Reese
Certified Financial Planner®
  • Founder of Centennial Advisors, LLC
  • Host of the TV show Retiring Well
  • Author of two books on retirement
  • 30+ years in the industry

Who teaches it

Founder of Centennial Advisors, LLC, host of the television show Retiring Well, and author of Retiring Well and The Big Retirement Lie. Featured in Kiplinger, U.S. News & World Report, and Yahoo Finance, he has taught thousands of financial advisors how to serve clients in the retirement “red zone” — guiding people through the critical shift from growth and accumulation to preservation and income, so they don't lose in retirement what they spent a lifetime building.

A process taught on the record, under his own name and credential — not a personality with a chart.

Be first through the door

Join the waitlist now.

The next cohort opens soon, and members join in small groups. Leave your email and you'll hear the day it does.

In the meantime, you'll get Mike's Trade of the Week — a short, no-hype breakdown of the exact trade he placed that week and the reasoning behind every decision, straight to your inbox. Free, while you wait.

Join the waitlist

Notified the day the next cohort opens. Trade of the Week starts right away.

Membership will be $97/month when it opens · cancel anytime.